Credit
Private Credit
Audited
Target APY
This is the expected APY for the vault. Please refer to the live 30D APY data on the performance tab for further details.
TVL
$41.0K
Available networks
About
The vault takes stablecoin deposits and allocates them into a diversified mix of institutional-grade public and private credit exposures, blending senior secured loans, trade finance, crypto basis str...Read more
Hourly on Weekdays
Supported apps
Yield type
Security reviews
Redemption fees
No. of holders
63,011
How the price grows
Yield is automatically reinvested and reflected in growing token price
$1.0495
+$0.025382 (+2.48% or 5.09% APY) Past 6 monthsWho it's designed for
1
Diversified credit income
Access multiple credit strategies through a single, diversified vault token.
2
Yield aggregation
Combine public and private credit yield sources without managing allocations manually.
3
Core credit position
Use nCREDIT as a broad, credit-focused foundation for real-world yield exposure.
The allocation aggregates multiple credit strategies into a single portfolio to diversify income sources and reduce concentration risk. By blending public and private credit exposures, the vault aims to deliver resilient, credit-driven yield across market conditions.
Yield by world-class operators
Payment financing
66.15%
Short-term cash advances
Private Credit
33.48%
Loans to real businesses
Liquid assets
0.37%
Uninvested stablecoin liquidity
Vault updates
Negative performance of vault led by nWISDOM, which began underperforming at this time.
Jan 22, 2026
Audits & Security
Plume Vaults are designed to meet the highest standards of safety, transparency, and compliance
Nest vault audits
Cantina
Apr 10, 2026
BoringVault audits
0xMacro, Pashov, Spearbit
Apr 22, 2024
Ecosystem
Use this token across supported apps for additional yield
Rooster
DEX
Plume
Mystic
Lending
Plume
Balances
Total balance
Avg. APY
Total earnings
Recent activity
Underlying assets on-chain
Asset
APY
Weight
TVL
Asset
Network
TVL
Allocation
Contract
nOPAL
Plume
$27,116.64
100.0%
0x11...9165
Total
$27,116.64
100.0%
Asset
Network
TVL
Allocation
Contract
Nest WisdomTree CRDYX
Plume
$13,723.78
100.0%
0x29...0240
Total
$13,723.78
100.0%
Liquid assets
0.37%
$151.71
Asset allocation over time
No. of assets
2
Aug 20, 2026
Â
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nOPAL
66.4%
Nest WisdomTree CRDYX
33.6%
Structure and custody
Assets quality
Legal structure
Nest DAO LLC is a corporate entity in Republic of the Marshall Islands (RMI) with an international investment business license and an LEI number 254900BB9T1QYAT04892, which can be found on GLEIF:
https://search.gleif.org/#/record/254900BB9T1QYAT04892Asset issuers
WisdomTree, Nest Opal Vault
Compliance & AML
Assets onchain
Auditor
Cantina, 0xMacro, Pashov, Spearbit
How the price grows
Yield is automatically reinvested and reflected in growing token price
Current token price
$1.0495
Â
Â
Total Value Locked TVL
Based on live onchain token price and supply
Current TVL
$41,010.58
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Â
Vault activity
No. of transactions
in the last 7 days
Redemption Claimed
Aug 20, 2026, 2:02 PM
0x2623...e08689
-3.81
-$0.00
Redeem Fulfilled
Aug 20, 2026, 2:02 PM
0x2623...e08689
-3.81
-$0.00
Redeem · Instant
Aug 20, 2026, 10:28 AM
0xff59...2fda67
-0.72
-$0.00
Redeem · Instant
Aug 20, 2026, 9:30 AM
0x7686...1d7a09
-0.65
-$0.00
Redeem Requested
Aug 20, 2026, 8:34 AM
0xb7ac...7aa604
-2.91
-$0.00
Redeem · Instant
Aug 20, 2026, 8:27 AM
0xf8f1...dbf773
-2.87
-$0.00
Redeem · Instant
Aug 20, 2026, 8:08 AM
0xd720...5a7fc7
-4.18
-$0.00
Redemption Claimed
Aug 19, 2026, 1:02 PM
0xe877...a65eeb
-16.34
-$0.00
Redeem Fulfilled
Aug 19, 2026, 1:02 PM
0xe877...a65eeb
-16.34
-$0.00
Redeem Requested
Aug 19, 2026, 12:13 PM
0xe877...a65eeb
-16.34
-$0.00
Token token holders
No. of wallets
63,011
1
0x...72
10,232.08 Token
$0.00
10 Jul 2025
2
0x...9b
4,131.71 Token
$0.00
8 Jun 2026
3
0x...d6
2,868.82 Token
$0.00
11 Jun 2025
4
0x...b5
2,591.57 Token
$0.00
6 Jun 2025
5
0x...8a
1,501.84 Token
$0.00
31 Aug 2025
How to think about the risks
nCREDIT aggregates multiple credit strategies, so risk is shaped by the combined performance of public and private credit markets over time.
Underlying risks
nCREDIT aggregates multiple public and private credit strategies, which can introduce correlated credit risk during downturns. Risks include borrower defaults, liquidity mismatches between assets and redemptions, counterparty exposure, and valuation uncertainty in private credit components. Macroeconomic conditions and regulatory changes affecting credit markets may materially impact performance.
Yes
Yes
No
Yes
Yes
Yes
Deposit
$0.00
0.00 pUSD
Receive
$0.00
0.00 nCREDIT
Exchange rate
Redemption time
~30 min (up to 7 days)